Haircuts At Home

Well..against several people’s wishes 🤣 I went for it and cut a little over an inch off using the Unicorn method. 💇🏼 🦄

BEFORE:

My thoughts 💭 ummm..I wish I would have tried this sooner!! I haven’t looked at the back, but my husband said it was straight, and he has to be seen with me, so pretty sure I can trust him. I feel very accomplished trying something that terrified myself and many others for me to try. It was actually so super easy, only took about 5 minutes, and was absolutely FREE. (my husband had scissors so I didn’t have to buy anything) ✂️

AFTER:

Just kidding 🤣..

THE REAL AFTER:

My family may be a little scared of me venturing out to their heads next, but going to try and earn their trust through “gentle” persuasion and possibly bribery . 💁‍♀️

With a family of four averaging $25 per cut, that adds up to around $900 a year and $15k over an 18 year period. This doesn’t include color, which I already stopped all together 9 months ago, or eyebrow maintenance, which I’m still trying to navigate on my own, literally one tweeze at a time (had a bad home wax incident of 2013 I’m still recovering from). 😬

The verdict: Go get you some nice shears, watch a few YouTube tutorials, put on a brave face, and go for it! If it goes well, send me a shout out. If it doesn’t go well, take comfort in knowing it will grow back soon. 🤷‍♀️

What can you do with that $15k I just saved your family? Feel free to Venmo it to me. 🤑

What else do you do at home or what should I try next on my new DIY kick?!

(Disclaimer: I am not a cosmetologist and your results may vary, so you have been warned that it’s all on you whatever actions you decide to take after reading this)

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This is us

I thought with all the new followers, it’s a good time to re-introduce the magic behind mysemibasiclife (you read that right..I totally referred to myself as the magic). To celebrate, my daughter humored me with a photo shoot, and my favorite was one of the bloopers. 😜

Sometimes life is more about what happens behind the scenes, between the “perfect” pictures, when you’re trying to pose and get the best lighting, hide that lazy eye, those wrinkles and those frizzy grey hairs. She captured all of these things, all of my imperfections, including crows feet I didn’t even know were there. How fitting to show my imperfections to all of you who have been following along on my imperfect journey to financial freedom. This is me..always laughing at my own jokes, never taking things too seriously, currently staring off into space like only a true dreamer can do. 🤷‍♀️

This is the entire family that puts up with my latest crazy schemes, understands the bigger picture behind those crazy schemes, sometimes appreciates my hilariously witty comments and penny pinching ways, and packs in the car with me for that fifth trip to the library in a two day period. 😂

You weren’t there for the early years, the dark debt days 😬 where we were living beyond our means and got ourselves into a financial spot where all of our paychecks were going towards debt. But you have now followed along as we ditched the debt, got rid of car payments and paid our last student loan off, which puts us at a grand total of $165,000 in consumer debt paid off!! You’re following as I am feeling weak, but holding strong and halfway through my #nospendyear. You followed along as we bought our first rental property and are following along now as we now search for the next one. 👀

We are excited to continue sharing our life after debt journey, including our ever changing goals, working on growing our net worth, celebrating the success, overcoming the setbacks, and the blood, sweat and tears along the way as we define what financial independence looks like for our family. 🔥

Enough about us though..I want to hear from you..what’s your story? What topics that I’ve covered have helped or would help you along your journey?

What questions do you have for me?

👇🏼👇🏼👇🏼👇🏼

No Spend Challenge 2019

It always starts over a few drinks and a friend saying something like “yeah I am going to try not to buy any new clothes for the entire year of 2019”. Usually you would think in your head that your friend is a little crazy and that’s why you love them. But I’ve had a few drinks..so the idea seems like the best one ever, and I’m all like “hold my drink..let’s do this”. My competitive nature also kicks in to say..oh yeah..you are totally winning this challenge. Even though there is literally no prize because you can’t spend money. 💰

I guess the prize is keeping my decluttered closet decluttered and probably truck loads of time and money saved not going to Target for “batteries”. Why with another crazy challenge Mindy? Didn’t you JUST clean out your closet and don’t you really NEED new things now? Two simple answers 1) NO I don’t NEED anything new and TBH..I do NOT really enjoy shopping that much 2) I do enjoy being debt free and I’m so close to that finish 🏁 I can almost taste it, so I need some fuel to get me across that line.

So you heard it here first. I, Mindy Templeton, of sound mind and body, promise that for the entire 365 days of 2019, I will not buy any clothes or accessories, so no shoes, purses, jewelry, etc. I only have 355 days left right?! Wish me luck 😉